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Sunshine Evolution 5.0


Sunshine Presentation › Loan insurance › Life-death Insurance › Pension-Savings › Health insurance › Annuities › Accounting rules ›

Being able to manage all types of annuities and take into account regulatory constraints, have become a major challenge for all Life insurance professionals.

A comprehensive functional scope

Annuity management

  • Annuity implementation
  • Day to day management
    › Payment orders
    › Search for annuitants
  • Exceptional contribution
  • Annuity review
    › Death of the main annuitant
    › Implementation of the survivor’s benefits
  • Death of spouse
    › Death before or after implementation of survivor’s benefits
  • Management of overpayments

Periodic processing

  • Revaluation
  • Annuity payment
  • Actuarial reserves

Closing processing

  • Actuarial reserves and income statement for annuities
    › Calculation of interests on annuities account
    › Calculation of the balance sheet’s actuarial reserves
    › Recognition of balance sheet’s actuarial reserves
    › Drawing up of annuities accounts
    › Settlement of financial statements for annuities

Available annuity formulas

  • Life annuity
  • Life annuity certain
  • Term-certain annuity
  • Variable annuity
  • Educational annuity
  • Deferred payment
  • Payment upon presentation of supporting documents

The software package is delivered with :

  • Standard formulas
  • Legal Mortality tables
  • Life Annuity Generation tables
  • Several age calculation methods
  • Management of impaired ages

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